Ever have this happen to you? Ever worry about this happening to you? I have, which is why it pisses me off when I’m at a store and the cashier doesn’t check my ID when I swipe my credit card. And now they have this new fangled thing called TapIt, where all you have to do is tap your card to this pad which invokes a transmitter to pull data off of an RFID in your card. I don’t even want to go into the vulnerabilities of this right now. But I will let you know that most credit card companies and banks are requiring their users to switch to this type of card. Also as of this year RFID tags will be put into all new passports that are issued by the US government. Anyway, last Saturday, January 6 someone stole my wifes Debit Card, which was issue by my Bank and backed by Mastercard, and charged almost $2000 at Wal-Mart. To be more exact there were three charges:
1) 7:38pm $800
2) 7:39pm $512.56
3) 7:40pm $400
The sick thing about this whole thing is that my wifes wallet was taken by a co-worker while my wife was working. Someone went into the break room opened up her locker and grabbed my wifes wallet out of her purse, leaving her purse on the break room table. There were three people working that night that are possible suspects. Currently the case is being looked over by Goshen Police department. Both of our cards are inactivated and our account is unusable. Our bank is supposed to be giving us a “Provisional Credit” but we have not received anything yet and it’s almost Thursday. Our account now is over $1000 in the hole and we need to pay bills. Katy called Goshen PD today and left a message for the detective that is looking over our case, and he hasn’t called us back. We still have to get him to go to Wal-Mart to get the tapes so we can view them. Anyway, Katy and I are pretty pissed about this whole thing. I’m going to find the inconsiderate ass-hat that did this.
that sucks. you might want to look into getting a Visa backed card. I had some trouble like that before and VISA gave me my money back and took care of the whole thing. It was taken care of on my end in a few days. It was pretty sweet.
When you find the person that did this be sure to introduce them to a few friends of yours….smith & wesson, and walther.
I don’t think it matters who backs your card, it matters who you bank through. I have heard of cases where banks will not reimburse their customers at all for fraudulent acts because it’s getting too common, even though the card is backed by Mastercard/Visa. This is what leads be to believe it matters who the card was issued to you from, not by who backs the card.
The whole bank card idea should be revamped… In addition, I believe bank cards should have an option of not being elgible to be ran as a credit card forcing it’s user to know it’s pin number which could be reasonably upped to 6 or 8 digits. I know a few of my credit cards have theft recovery plans where I’ll be credited back onto my card if it’s stolen. I hope you get your cash back, the bad guys get caught and justice served to harder working populace.
By Federal law if you report a Debit Card stolen AFTER asomeone has used it you cannot be held liable for more than $50. If you report it before they use it you cannot be held liable for anything.
Still sucks that you have to deal with this. Good luck getting it sorted out.
Have you contacted ebay.com with the serial numbers of the ps3′s
if they have such a thing.